6 Steps to Starting a Budget

So the bank has clearly let you know you're in the red. Even if you aren't barraged with phone calls from late-night angry creditors, living from paycheck to paycheck is not a wise long-term plan.


14 Ways to Resist High-Pressure Sales Tactics

Be on your guard if the salesperson avoids answering your questions. 13. Be Polite But Firm : It can be difficult to maintain your cool or not feel cowed when someone is giving you a hard pitch. In the end, moderation is your best bet. Tell the sales rep -- in no uncertain terms -- how you feel about the product.


11 Steps to a Frugal Wedding

10. Start interviewing and hiring vendors from the wedding coordinator (if you don’t have one yet and want one) to the photographer, florist and caterer. 11. Legalize it. Check state requirements for obtaining a marriage license and find out how long it’s valid (normally 30 days).


45 Odd Jobs For Teens and Tweens

How old do you have to be to mow lawns or scoop poop? Certainly you don't need a driver's license to earn money performing such odd jobs. What you do need, however, is the willingness to be responsible, work hard and cultivate entrepreneurial skills.


Office Depot Coupons & Free Shipping Codes for September 2021

Coupon Code. 15% off Select Canon Toner with Purchase of Canon Laser Printer. Limit two per customer/household. Offer Valid through 8/21/2021 at Office Depot. Coupons good for one-time use only, non-transferable, not for resale or auction. Not combinable with other offers or …


Catherines Coupons & Free Shipping Codes for September 2021

Catherines Coupons & Free Shipping Codes. Get free shipping with a Catherines free shipping coupon. Catherines tailors clothing according to the Real Fit Program, a study of thousands of body sizes and proportions, to insure that their apparel is perfect for plus sized women.


Hot Topic Coupons & Free Shipping Codes for September 2021

Shop with these Hot Topic promo codes and coupons to get a great deal like free shipping from HotTopic.com. For even more discount coupons visit FreeShipping.org.


Carol Wright Coupons & Free Shipping Codes for September 2021

Carol Wright Coupons & Free Shipping Codes. Spend less on your next gift purchase at Carol Wright Gifts with a free shipping code from FreeShipping.org. Carol Wright features a large selection of gift ideas, as well as, as-seen-on-TV products.


QVC Coupons & Free Shipping Codes for September 2021

QVC Coupons & Free Shipping Codes. It is rare that QVC would have a coupon code for free shipping on all orders, but they'll often ship certain products free, or will provide discounts for specific products. If there's a shipping discount going on at QVC.com, rest assured that we'll have the info below. Otherwise you can try one of our coupon


Ace Hardware Coupons & Free Shipping Codes for September 2021

Ace Hardware Coupons & Free Shipping Codes. Don't miss out on Ace Hardware free shipping. Ace Hardware is the helpful place where you will find what you need for that home improvement project including lawn maintenance, plumbing, electrical painting and much more.


Dollar General Coupons & Free Shipping Codes for September

Dollar General Coupons & Free Shipping Codes. Save on everything from household items to food, apparel and toys at Dollar General. Take advantage of Dollar General free shipping offers and coupon codes listed on FreeShipping.org.


HSN Coupons & Free Shipping Codes for September 2021

HSN Coupons & Free Shipping Codes. HSN is all about making it as easy as possible for you to shop from the comfort of your own home, so they're always offering new …


6 Ways to Scrapbook on a Dime

One of the first presents my would-be husband and I exchanged was a homemade gift. The sky was the limit, but it had to be original and created from scratch.


Proper Laundering Care for 18 Different Fabrics

With everyone trying to stretch their dollars further these days, it makes sense to take care of the things we have, rather than buy replacements.


16 Simple Ways to Extend the Life of Your Stuff

Extending the life of your belongings is a sure-fire way to save money. If you're scrounging up cash for your kid's college education or your retirement, you …


Finish Line Coupons & Free Shipping Codes for September 2021

Finish Line Coupons & Free Shipping Codes. Shopping for shoes online can come with a bit of stress, but when you use a coupon to get free shipping or a price-discount at Finish Line you can shop worry free.


7 Ways to Pay for College the Smart Way

Before figuring out the smart way to pay for college, first consider why you want -- or need -- a college education in the first place. Generation X and Y were born in a unique era--most of us went or plan to go to college because "that's what you do after high school".


Frontgate Coupons & Free Shipping Codes for September 2021

Frontgate Coupons & Free Shipping Codes. If you want to add a more sophisticated look to your home without paying a fortune, do your shopping with a Frontgate coupon. They've been in business since 1991 and have everything you need to create the ideal atmosphere for both indoor and outdoor areas.


DIY Tips from the Go Frugal Blog

DIY . We'll guide you through the process of doing frugal things for yourself with these DIY articles. Don't forget to check out our Home and Garden section for free shipping codes at stores like Home Depot, Sears and Lowes.


Straight Talk With Your Mechanic

Paying for a good technician and equipment is a must. Too many under qualified mechanics cost consumers for repeat repairs. Pay a little more for a properly diagnosed and repaired vehicle, or pay two to three times for guess by a poorly trained technician at an equally poorly equipped shop. IMHO.


6 Tips to Avoid Impulse Buying Traps

More than 20 percent of supermarket buys are unplanned. Here's how to avoid buying items you don't really need.


15 Weird Frugal Tips That Aren't For Everyone

Some frugal tips just aren't for everyone. A co-worker of mine lives an utterly self-sustained lifestyle on his farm in Virginia (never mind his Internet access and Twitter account), where he composts with worms, makes handmade soap, and raises all his own food, including chickens for the dinner table and old hens for dog chow.. He and his wife are content on their acres and, despite the


10 Post-Tax Steps to Getting Your Finances Ship Shape

Tax day was a nightmare and it's going to roll around again in just 364 days. Take some time now to get organized.


Tie the Knot for Less: Frugal Ideas for the Recessionista

You can also save a lot on wedding favors and still give very thoughtful favors. As a designer of wedding bookmarks, I've received a lot of compliments and several different ideas on how bookmarks can be used for favors and at the same time giving each place setting a little extra color.


GNC Coupons & Free Shipping Codes for September 2021

Free Shipping Coupons & Promo Codes. Free Shipping Code Ends June 16, 2021. Buy More, Save More: Take An Additional 10% off $50, 15% off $75 and 20% off $100+ Orders and Free US Shipping. Terms and Exclusions Apply, See Site for Details. Get Coupon Code.


63 Tricks to Extend the Life of Consumer Products

Want to know how to extend the life of everything from laptop batteries to razor blades? You've come to the right place. Unless you like paying extra for stuff that should last a lot longer, the following 63 tips will help you hold on to these 15 products and the money in your wallet.


8 Ways to Fulfill The "Buy-Nothing-New Challenge"

Combine the greening of America with economic woes and you have an entirely new movement. The Buy-Nothing-New Challenge is becoming more popular as consumers attempt to cut back on costs while reducing their carbon footprints.


The 19 Best Places To Sell Your Stuff For Cash

Based on too much experience and some intense research, I came up with 19 ways to sell your stuff and earn some extra cash. 1. eBay Auction. Auctioning items on eBay exposes your sale to millions of buyers, but it's important to understand the process and how best to market your items. To determine the worth and marketability of your item


6 Steps to an Efficient Portable Air Conditioner

Summertime means swimming pools, ballgames and trips to the beach. It also means hot temperatures -- sometimes bordering on unbearable. High temps can be much more than uncomfortable.


FragranceX Coupons & Free Shipping Codes for August 2021

FragranceX Coupons & Free Shipping Codes. Receive Fragrance X free shipping on your next order. At Fragrance X you'll find one of the largest selection of perfume and …


Soma Intimates Coupons & Free Shipping Codes for September

Soma Intimates Coupons & Free Shipping Codes. Save on shipping at Soma Intimates with a coupon code. Soma is a leading merchant of panties, bras, sleepwear, and swimwear for the modern woman.


Walmart Coupons & Free Shipping Codes for September 2021

Walmart Coupons & Free Shipping Codes. With such a huge inventory of items at Walmart.com, one of these coupons opens up an entire world of money-saving possibilities. If your order doesn't qualify for their regular free shipping offer, you can always have it shipped to a local store and pick it up yourself for no additional cost.


50 Lessons Learned From My Depression-Era Parents

24. A Dab Will Do You. This one comes from my brother James: "Mother was big on 'one drop of dish soap in a small amount of water.'. Once, at my friend Ken's house, we were getting ready to do dishes and I filled the sink with a bit of water and added the one drop.


35 Gag Gift Ideas Guaranteed Not to Gag Your Giftees

6. Nobody wants bath salts. Now that we've established the guidelines, read on for gag gift ideas suited to seven gift-recipient audiences. OFFICE GIFT IDEAS. 1. Pirate Party Metal Lunch Box. Windy City Novelties - $9.35. Toss in a Pirate Treasure Map ($2) and your co …


The Best Time to Buy Guide for 101 Products and Services

Retailers like Best Buy reduce prices more on these two days than any other days during the holidays. Best time to buy electronics: April, May, Black Friday and Cyber Monday. Kitchen Accessories. Merchants know more people buy kitchen appliances for graduation and wedding presents, making spring a good time to buy.


Fix it or Nix It: A Guide to Repairing or Replacing Your Stuff

For example, cell phones become outdated almost the moment you buy them. You're kidding, right? This is the sort of thing that's obsolete as soon as the design spec is frozen, i.e. before it ever gets to the store. However, on the principle that the perfect is the enemy of the good enough, if nobody ever got a cell phone into production, nobody'd ever make money in this business.


12 Steps to Teaching Your Toddler Money Sense

It's really very important to teach the kids how to deal with money, though, sometimes it's very difficult. As for me, children won't understand that they should be careful with money and spend them wisely until the earn some cash themselves.


Go Frugal Blog Posts with Tips for Planning an Affordable

11 Steps to a Frugal Wedding. When planning a wedding, it's important to know what your priorities are. Once you have these in place, you can start to work on figuring out a plan for payment. If you're lookng for a way to exchange nuptials frugally, try some of these tips.


7 Clichéd Father's Day Gifts With Free Shipping

Quantum physics has proven all fathers love to barbecue, work on their cars and play with power tools. It's true and I can prove it: Examine your dad's behavior during a period of low energy and combine that with his total atomic and subatomic mass when couch surfing.


BirchBox Coupons & Free Shipping Codes for September 2021

BirchBox Coupons & Free Shipping Codes. BirchBox is an online monthly subscription service that sends subscribers, both male and female, a box of four to five curated samples of makeup and other beauty products and accessories.


6 DIY Halloween Costume Tips for Kids (and Big Kids)

Hard to believe Halloween is around the corner. Avoid buying expensive costumes by waiting too long to plan your kids’ wardrobe. Plan now and scout out inexpensive …


63 Ways Real Brides and Grooms Save Money

63 Ways Real Brides and Grooms Save Money. Many brides and grooms contributed their money-saving tips to my book, Cheap Ways to Tie the Knot. I’ve compiled some of my favorites to give you ideas on how to plan your wedding the cheapest and most creative way possible. Buy your shoes online, or at a store in the mall which tend to be cheaper


5 Ways to Create Custom Artwork on the Cheap

I just moved into a new house with bare walls and it's time to decorate! I hung a few family photos, then wanted specific art work to go into bedrooms that coordinated with bedding and curtains.


No Degree Required: Top 10 Paying Jobs

Certainly this is an interesting article and does expose some area to be considered. However let's be real, a degree will project a person so much farther in life than without one.


Vistaprint Coupons & Free Shipping Codes for September 2021

Vistaprint Coupons & Free Shipping Codes. While a coupon or free shipping code will help you save money on your next order at VistaPrint, there are several …